RECITE THREE TIMES:Children of man who sit in darkness and the shadow of death, bound in misery and chains of iron --- He will bring them out of darkness and the shadow of death, and will sunder their bonds. Foolish sinners, afflicted because of their sinful ways and their wrongdoings; their soul loathes all food and they reach the gates of death --- they cry out to the Lord in their distress; He saves them from their afflictions. He sends forth His word and heals them; He delivers them from their graves. Let them thank the Lord for His kindness, and [proclaim] His wonders to the children of man. If there be for a man [even] one interceding angel out of a thousand [accusers], to speak of his uprightness in his behalf, then He will be gracious to him and say: Redeem him from going down to the grave; I have found expiation [for him].
WHEN RECITING THE VERSES BELOW, PASS THE MONEY DESIGNATED AS TZEDAKAH OVER YOUR HEAD THREE TIMES.
Someone doing the ceremony for themselves says:
This is my exchange, this is my substitute, this is my expiation. This money shall go to tzedakah and I shall proceed to a good, long life and peace.
Someone doing the ceremony for their children or someone else says:
This is your exchange, this is your substitute, this is your expiation. This money shall go to tzedakah and you shall proceed to a good, long life and peace.